How Can I Avoid Foreclosure In Corpus Christi?

The housing market in Corpus Christi continues to be volatile, leaving many homeowners struggling to keep up with their mortgage payments and leading more and more to facing foreclosure. Anytime you get behind on mortgage payments, the fear and reality of facing foreclosure mounts. That being said, there are some smart things you can do to avoid foreclosure, but it depends on how quickly you act.

The first step is learning some of the key things you will want to do when facing foreclosure in Texas:

Steps to Take to Avoid Foreclosure on Your Corpus Christi House

One of the biggest mistakes people often make when facing foreclosure is taking on a defeatist attitude and just walking away from the home. This can sometimes happen in areas of town so often because of the challenges to the market that ghost towns seem to pop up almost overnight. Other areas of the country have also experienced widespread home abandonment.

The key to keep in mind is that there are still things you can do and that you need to keep a level head to navigate foreclosure to the best possible outcome. This should be your focus, not giving up. Why? Because you may be able to save your credit score and ability to buy another home if you act quickly enough and sell your home before it is too late.

Yes, it’s stressful, but here are the options you should consider vs. simply giving up on the property and taking the hit to your credit score:

• Negotiate with your bank or lender. Banks are not unaware of the struggles their customers are going through. If you aren’t behind yet, you likely have the leverage to renegotiate your loan terms. No bank or lender wants to have to foreclose. They will accept almost any other option, so if you present them with one, there is a decent chance they will take it.
• Sell your house to a reputable firm like ACF Buys Homes. If you’ve already fallen behind or entered the pre-foreclosure period and the bank will not renegotiate the terms of your loan, you can still avoid foreclosure by selling to a reputable firm that will pay you a fair price in cash before the bank repossess the home. This allows you to pay off what is owed without having your credit negatively impacted or going through an eviction.

Facing the reality of losing your home is an extremely stressful situation. ACF Buys Homes understands this and specializes in helping homeowners out of this situation with a fair, fast, and all-cash offer on their homes in Corpus Christi or the surrounding areas. If you’d like to know more about what ACF Buys Homes could do to help you avoid foreclosure, call our office at 361-223-6198 or fill out the form on this page.

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Simply put, Antione knows what he is doing! Professional and cutting-edge. I wouldn’t hesitate to recommend Antione and his team to anyone!

Louis C

We buy houses throughout Corpus Christi And Central Texas area fast for cash in any condition. The offer is free and there is no obligation to find out how much your property is worth. Start below by giving us a few details on about your property or call (512) 883-0767…